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Gregory Goff
REALTOR & AUCTIONEER
Exit Realty Bob Lamb & Associates
2630 Memorial Blvd.
Murfreesboro, TN 37129
Phone: 615-653-0080
Office: 615-896-5656 x 153
Email: ExitRealty@GregoryGoff.com

Be sure to visit my partner site at www.GregoryGoff.com.  Your premier website for home searches and comparable sold homes in Middle Tennessee.  Click here to learn more about agriculture in Tennessee.

 

 

Testimonials Page

Greg helped us close on a house in May 2014 and we could not be happier with the level of service and commitment he gave us for over five months of searching and negotiations. I'm sure we will likely go down in Greg's book as one of the most difficult sells of all time, but we appreciated his persistence in dealing with the sellers' agent and respecting our wishes of what type of home we work looking for. Having grown up in this area, he is incredibly knowledgeable about areas around town - which to see and which to avoid - which was very comforting to us because we were getting ready to move from NC. We are glad to call him a friend and would gladly recommend him to anybody looking for a home in our area of Middle Tennessee. John & Brittany Goodwin
Greg put up with a lot out of me in the last four years... I put my house on the market several times, then the bottom would drop out of the market and I would remove it..... However he stuck with me and was always very patient with me... Not only that; if I picked out a house to look at he would always give me the pluses and negatives of the place, he did not try to hide anything just to make a sale... I would highly recommend him to anyone looking for a home... He is a very nice young man very knowledgeable in real estate and auction... Cynthia Maxwell
Would recommend Greg to everyone. He is very professional, knowledgeable and willing to work with you in finding your real estate needs. I told him what I was looking for and a price range I was able to afford. He had several options and homes for us to look at. I will not use any other realtor, period!! Mark & Karen Burns
Greg is great to work with. He is honest and I trust him completely. He has a great personality and sense of humor which has to be a plus in his line of work. Any time you deal with the public, especially involving a huge purchase or sale of a home, where money, emotions and a lot of stress is involved, it is important to be able to get along with people. I feel this is one of his strong points. We had some issues with my parents property and its location and people involved and Greg was always there to help and went above and beyond what I felt was required. I would definitely recommend him to other people and if and when I need a real estate agent again, he will be my first choice! Sherry Harlow
Greg is very knowledgeable about real estate. He helped us sell our home and buy another one over a 100 miles away. He made many trips with us to look at homes, many were all day trips. He stayed informed of the buyers of our home and their financing. Any problems that came up, we knew as soon as Greg knew. Any problems were worked out as soon as possible. Greg goes out of his way to please his clients. He stays educated and up to date on real estate and utilizes all the latest technology to assist him in helping his clients sell and find their dream home. Cindy Masiongale
Gregory Goff is an excellent, highly-focused realtor. If we ever need to sell again we will be using him! He always made sure our home was advertised and that we were well aware of anything we needed to do when going through the closing process. He also helped us when we were buying our new house! Lakeisha Bryson
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agent photo
Gregory Goff
REALTOR & AUCTIONEER
Exit Realty Bob Lamb & Associates
2630 Memorial Blvd.
Murfreesboro, TN 37129
Phone: 615-653-0080
Office: 615-896-5656 x 153
Email: ExitRealty@GregoryGoff.com

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Real Estate News!!!

Latest Realty News from NAR

Can an EU Rule Impact Your Real Estate Business? It Might

What authority does the European Union have over your real estate business? That’s a tricky question, but an E.U. rule that takes effect next month could end up affecting your business in some manner. That’s because any European that comes to your web site to browse listings will be covered by what’s called the GDPR. That stands for General Data Protection Regulation and it won’t let your web site drop a cookie on a European’s computer unless you get affirmative consent. That means a box that says something like, “We use cookies. OK if we put one on your computer?,” has to pop up when someone from the European Economic Area comes to your web site. What’s more, if you process data on a European you have to be ready to delete that data if you’re requested to. That means you have to have a way to identify  that data so you can take the action requested.

As you can imagine, how the EU would enforce this is a big, unanswered question. There will probably be litigation, too. So, it’s possible it will be a while before anything actually happens that affects U.S. businesses. But there are other things to keep in mind. First, the United States might align its rules with the E.U. Second, regardless of that, many U.S. businesses might align their online privacy and security  practices with the E.U. model, regardless of enforcement. That means you’ll probably see more U.S. companies asking for affirmative consent when anyone comes to their web sites. Third, there could be alignment with European rules on data processing, too.

This is all speculation. The rule is real but it’s actual impact here can’t be fully known yet. But you can see where things are heading and it’s not a bad idea to take steps to be prepared for however things shake out.

NAR will be hosting a Facebook Live webcast next week, on Tuesday, April 24, at 1 p.m., Central time (2 p.m., Eastern time) to walk you through what’s happening and what you might do to be ready. The presenters will be Finley Maxson, NAR senior counsel, and Liz Sturrock, NAR vice president of information technology. They’ll be talking with Meg White, managing editor of REALTOR® Magazine.

You’re encouraged to ask questions. Here’s more information on the event: EU Privacy Rule: Are You Impacted?

How Suburbanization Impacts Rural Home Loans

Federally backed home loans from the Rural Housing Service have been called one of the the government’s best kept secrets because buyers can get safe, affordable mortgage financing in areas where few other loan options are available. The underwriting requirements are considered both strong and reasonable, and, maybe most important, homes that wouldn’t be eligible for loans by conventional lenders are often eligible under the federal program. That’s because RHS recognizes that in rural areas, houses are not always built to meet the needs of suburban or urban buyers. The agency’s old name—Farmers Home Administration (FmHA)—says a lot about where the agency is coming from.

That’s why it’s significant that the U.S. Department of Agriculture, which oversees RHS, undertook a reassessment of what constitutes a rural area. That assessment was just completed and in about two months—June 4—a new map of rural areas takes affect. When it does, some areas that used to be considered rural are no longer considered that. One example is Ashburn, Va. Like so many areas in Northern Virginia, it’s being swallowed up by the D.C. metropolitan area. It’s now another suburb.

That means households who might struggle to get financing to buy a home can no longer count on direct or guaranteed loans from RHS. They’ll have to find conventional financing or maybe try FHA.

The good news for buyers in many of these new suburbs is their choice in lenders has probably increased along with the area’s population. In other words, maybe RHS is less needed now, because conventional lenders have moved in to take advantage of the area’s growth. But every area is different. There are probably a number of areas where the choice in lenders hasn’t kept up with growth, so the RHS loans will be missed.

In any case, it makes sense to learn if your area has been affected. The latest Voice for Real Estate news video from NAR talks about this and walks you through how you can see the status of your area.

The video also looks at some things FEMA is doing to encourage growth in private flood insurance options. Thanks in large part to a new consumer advocate in the Federal Emergency Management Agency, the agency said it will allow homeowners to drop their federal coverage and get private coverage instead without incurring any penalty. Prior to this change, you couldn’t do that. You had to keep your federal coverage even if you found cheaper or better private coverage. That consumer advocate, by the way, is there in large part thanks to NAR, which made sure it was part of flood insurance reform legislation that passed a few years ago. We’re now seeing the benefits of that.

In another change, insurance companies that offer the federal coverage can now also offer a private alternative. Again, that wasn’t allowed before. There are a few more improvements like that. The video walks you through them.

Also in the video is an update on competition in the real estate industry. You might recall that it was 10 years ago that NAR and the U.S. Department of Justice entered into an agreement to make sure virtual office websites (VOWs) are treated the same as brick and mortar brokerages in obtaining MLS data to share with people. That agreement expires later this year and the first of two workshops was held in Washington looking at the state of competition today. NAR Associate General Counsel Ralph Holmen (retired) participated in that workshop and made the point that the VOW business model wasn’t a big part of the market 10 years ago and is even smaller today, in part because it involves creating a client relationship with people who want to look at listings on your site. For many brokerages, it’s easier just to offer up listings without having to set up that client relationship first. NAR has said it doesn’t plan to change its VOW policy when that DOJ agreement expires.

The video also excerpts from the NAR Broker Summit that was held in Nashville earlier this month and also introduces a monthly video series NAR is launching for the year, Fair Housing Focus. The video is part of NAR’s recognition of the 50-year anniversary of the Fair Housing Act.

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Infrastructure Improvement Means Real Estate Activity

When the Trump administration released its $1.5 trillion infrastructure plan last month, it set in motion a multi-year process that could eventually lead to considerable investment in communities. Of course, Congress must pass legislation to make much of it happen. Although there are some parts that the administration can do on its own, a lot of the plan will require both authorizing and funding legislation, so how close we get to that $1.5 trillion goal is dependent on what lawmakers can agree on in the next year or two.

Regardless, with the country’s roads, bridges, waterways, dams, and other public projects aging, some projects will be getting funds in the years ahead whether or not the plan is all or partly enacted. The question for you is, how will you get involved? Will you get involved upfront, when projects are in the planning stages, or will you get involved after projects get going? Often, bridge replacement means land transactions, because it’s not unusual for a replacement bridge to be built alongside the existing bridge. That means government might have to acquire or condemn nearby property. Or if a road is widened—will that involve acquisition or condemnation of land?

Property values tend to go up after infrastructure improvements are made. In northern Virginia, expansion of the metropolitan subway system had a tremendous impact on property values along the new tracks. Huge condo, apartment, retail, office, and mixed-use projects followed. It triggered a real estate boom.

The administration’s infrastructure plan is featured in the latest Voice for Real Estate news video from NAR. Access that segment now.

The video also looks at why NAR supports the banking reform bill that passed the Senate a couple of weeks ago, why passage of long-term reform of federal flood insurance is just as much about improving communities as it is about continuation of insurance policies, and why Congress needs to make mortgage debt forgiveness relief a permanent part of the tax code. Cyber crime and association health plans are covered, too.

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