Greg helped us close on a house in May 2014 and we could not be happier with the level of service and commitment he gave us for over five months of searching and negotiations. I'm sure we will likely go down in Greg's book as one of the most difficult sells of all time, but we appreciated his persistence in dealing with the sellers' agent and respecting our wishes of what type of home we work looking for.
Having grown up in this area, he is incredibly knowledgeable about areas around town - which to see and which to avoid - which was very comforting to us because we were getting ready to move from NC.
We are glad to call him a friend and would gladly recommend him to anybody looking for a home in our area of Middle Tennessee.John & Brittany Goodwin
Greg put up with a lot out of me in the last four years... I put my house on the market several times, then the bottom would drop out of the market and I would remove it..... However he stuck with me and was always very patient with me... Not only that; if I picked out a house to look at he would always give me the pluses and negatives of the place, he did not try to hide anything just to make a sale... I would highly recommend him to anyone looking for a home... He is a very nice young man very knowledgeable in real estate and auction...Cynthia Maxwell
Would recommend Greg to everyone. He is very professional, knowledgeable and willing to work with you in finding your real estate needs. I told him what I was looking for and a price range I was able to afford. He had several options and homes for us to look at. I will not use any other realtor, period!!Mark & Karen Burns
Greg is great to work with. He is honest and I trust him completely. He has a great personality and sense of humor which has to be a plus in his line of work. Any time you deal with the public, especially involving a huge purchase or sale of a home, where money, emotions and a lot of stress is involved, it is important to be able to get along with people. I feel this is one of his strong points. We had some issues with my parents property and its location and people involved and Greg was always there to help and went above and beyond what I felt was required. I would definitely recommend him to other people and if and when I need a real estate agent again, he will be my first choice!Sherry Harlow
Greg is very knowledgeable about real estate. He helped us sell our home and buy another one over a 100 miles away. He made many trips with us to look at homes, many were all day trips. He stayed informed of the buyers of our home and their financing. Any problems that came up, we knew as soon as Greg knew. Any problems were worked out as soon as possible. Greg goes out of his way to please his clients. He stays educated and up to date on real estate and utilizes all the latest technology to assist him in helping his clients sell and find their dream home.Cindy Masiongale
Gregory Goff is an excellent, highly-focused realtor. If we ever need to sell again we will be using him! He always made sure our home was advertised and that we were well aware of anything we needed to do when going through the closing process. He also helped us when we were buying our new house!Lakeisha Bryson
Getting a Legitimate Lender and Getting Pre-Approved
It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing the dream home.
Most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, debt, assets, and credit history, lenders can estimate how much mortgage you qualify for. However, being pre-qualified and pre-approved are different things. Pre-approval means that you have applied for a mortgage; you have filled out the mortgage application, received your credit report, and verified your employment, assets, etc. When you are pre-approved, you know exactly what the maximum loan amount will be.
A pre-qualified letter is not verified and in essence, does not count for much if you are competing with other buyers who are pre-approved. When you are pre-approved, you and the seller know exactly how much house you can afford. It gives you credibility as an interested buyer and lets the seller know immediately that you will qualify for a loan to buy their property.
In addition to being pre-approved, it’s important to be pre-approved with a legitimate lender. Legitimate lenders include: banks, mortgage bankers, credit unions, savings and loan associations, mortgage brokers, and online lenders.
Some lenders to avoid: those who lose a form or misplace a file, those who gather information from you in an unorganized manner, those who are not informed about interest rates, points or costs, and those who cannot provide you with the right information.